Skip to content
July 17, 2025
  • Automotive
  • Business
  • Home Improvement
  • Gaming
  • Health
  • Technology
Independence Card

Independence Card

Empowering Financial Freedom

  • Automotive
  • Business
  • Home Improvement
  • Gaming
  • Health
  • Technology
Watch Online
  • Home
  • Automotive
  • What Does the Bike Insurance Plan’s Breakdown Coverage Entail?
  • Automotive

What Does the Bike Insurance Plan’s Breakdown Coverage Entail?

Skye Marshall May 1, 2023

Having insurance for bikes is necessary from a legal standpoint, but it is more necessary for yourself. Bike insurance provides you with financial support in case any mishaps arise suddenly. In India, third-party liability insurance is mandatory for all vehicles, which covers the liabilities against the loss, damage, or injury to the life or property of a third party. In contrast, you should purchase a comprehensive insurance policy to provide full protection to your vehicle or bike.

As you ride a bike, it is normal for some parts to wear and tear and sustain damage while on the road. So it will become essential to have bike breakdown coverage in comprehensive bike insurance policies, also known as full coverage bike insurance. In this article, let’s learn what breakdown coverage entails.

What Is “Breakdown Coverage”?

Breakdown coverage, as the name suggests, gives coverage against the expenses related to any breakdown of the bike’s engine, transmission, electrical system, and other important parts. Typically, this Breakdown Coverage plan covers the repair and replacement of a particular part of the bike, which also includes the cost of towing the bike to a nearby garage or repair shop.

It is worthy coverage as it provides 24×7 roadside assistance and is mainly added to the comprehensive policy. Still, if the bike policyholders want it, it can also be added to the standalone policy.

What Does Breakdown Coverage For Motorcycles Entail?

The coverage in the breakdown varies with the different insurance companies and policy terms. However, it generally entails the following, such as:

  • Roadside assistance

Breakdown coverage provides roadside assistance to the bike insurance policyholder, which includes temporary repairs, jump-starting the bike, and arranging for the vehicle to be towed to the nearest garage.

  • Towing expenses

Towing expenses are those expenses that are required to tow the vehicle to a nearby garage for the repair of the damaged parts. It will be essential if your bike breaks down on the road and cannot be repaired immediately. Even though you can see that the cost of towing is relatively high, having breakdown coverage saves you a lot of money in this case.

  • Fuel delivery

Some of the breakdown coverage also includes the delivery of fuel. In any case, you will be out of fuel on the road. The fuel volume delivered will vary depending on your policy’s terms and conditions.

  • Repair Cost

It is normal to have normal wear and tear while driving a bike on the road, but if we talk about repair, it can be expensive to bear in many cases. Having breakdown coverage will help you cover the cost of repairs. In addition, many insurance companies have their own network of garages where you can get cashless repairs or reimbursement if no network garage is available.

  • Replacement costs

In some cases, repainting will not help, and you will have to replace those specific components of your motorcycle completely. So one can offset the cost of replacement by leveraging the benefit of breakdown coverage.

  • Accommodations and transportation

In some cases, if your bike breaks down in a remote area, you will need to stay overnight. The insurance company will also provide coverage for the accommodation and transportation for you and your pillion rider.

What Are The Benefits Of Breakdown Coverage?

You can leave multiple benefits from the breakdown coverage, which is worth your pocket and gives you peace of mind. Some of the following benefits are possible:

  1. 24 * 7 roadside assistance is available in case any emergency occurs while driving.
  2. It provides convenience, as they take care of all the arrangements and management in case of any breakdown with your bike.
  3. It will save you a lot of money on towing charges, mechanical labour costs, repairs and replacements, and more.
  4. It helps allows you to be free from any hassles, or panic while walking or running here or there to find any of the mechanics or arrange the services as they become the headache of the insurance company.
  5. Having breakdown coverage also allows you to get timely assistance in an emergency while riding toward your destination. And reliable insurance companies like Tata AIG assist in every possible way to save the bike rider time, money, and effort.

Conclusion

In sum, breakdown coverage is an important add-on benefit that gives convenience and calmness if any breakdown occurs. So remember to add it while purchasing an online two-wheeler policy. To select the best one and know the effect of each coverage on the cost of your policy, you can also use a bike insurance calculator. So enjoy your rides fully after getting yourself the best comprehensive bike insurance online, and reach your planned destination without any worries.

Continue Reading

Previous: How about Real Instagram Followers Benefits
Next: Stake Your Claim on Big Wins at SBOBET

Related Stories

ธุรกิจ ค้า ปลีก คือ
  • Automotive
  • Business
  • Dating
  • Education
  • Fashion
  • Featured
  • Finance
  • Gaming
  • Health
  • Home Improvement
  • Law
  • Online Gaming
  • Pet
  • Shopping
  • Sports
  • Technology
  • Travel

ธุรกิจ ค้า ปลีก คือ

March 31, 2022
โอภาส เอี่ยม ขจร ธุรกิจ
  • Automotive
  • Business
  • Dating
  • Education
  • Fashion
  • Featured
  • Finance
  • Gaming
  • Health
  • Home Improvement
  • Law
  • Online Gaming
  • Pet
  • Shopping
  • Sports
  • Technology
  • Travel

โอภาส เอี่ยม ขจร ธุรกิจ

March 31, 2022
การ จัดการ ธุรกิจ
  • Automotive
  • Business
  • Dating
  • Education
  • Fashion
  • Featured
  • Finance
  • Gaming
  • Health
  • Home Improvement
  • Law
  • Online Gaming
  • Pet
  • Shopping
  • Sports
  • Technology
  • Travel

การ จัดการ ธุรกิจ

March 31, 2022

Link

slot online

Contact Us

    Archives

    • July 2025
    • June 2025
    • May 2025
    • April 2025
    • March 2025
    • February 2025
    • January 2025
    • December 2024
    • November 2024
    • October 2024
    • September 2024
    • August 2024
    • July 2024
    • June 2024
    • May 2024
    • April 2024
    • March 2024
    • February 2024
    • January 2024
    • December 2023
    • November 2023
    • October 2023
    • September 2023
    • August 2023
    • July 2023
    • June 2023
    • May 2023
    • April 2023
    • March 2023
    • February 2023
    • December 2022
    • November 2022
    • October 2022
    • September 2022
    • August 2022
    • July 2022
    • June 2022
    • May 2022
    • April 2022
    • March 2022
    • February 2022
    • January 2022
    • December 2021
    • November 2021
    • October 2021
    • September 2021
    • August 2021
    • July 2021
    • June 2021
    • May 2021
    • April 2021
    • March 2021
    • February 2021
    • January 2021
    • December 2020
    • November 2020
    • October 2020
    • September 2020
    • August 2020
    • July 2020
    • June 2020
    • May 2020
    • April 2020
    • March 2020
    • February 2020
    • January 2020
    • December 2019
    • November 2019
    • October 2019
    • September 2019
    • August 2019
    • July 2019
    • June 2019
    • May 2019
    • April 2019
    • March 2019

    Categories

    • adult
    • adventure
    • Art
    • Automotive
    • Business
    • casino
    • Dating
    • Education
    • entertainment
    • Fashion
    • Featured
    • Finance
    • Gambling
    • Gaming
    • Health
    • Home Improvement
    • Internet marketing
    • Law
    • massage
    • Online Gaming
    • Pet
    • Photography
    • Roofing
    • service
    • Shopping
    • social media
    • Sports
    • Streaming
    • Technology
    • Trading
    • Travel

    Advertisement

    Contact us

      Archives

      • July 2025
      • June 2025
      • May 2025
      • April 2025
      • March 2025
      • February 2025
      • January 2025
      • December 2024
      • November 2024
      • October 2024
      • September 2024
      • August 2024
      • July 2024
      • June 2024
      • May 2024
      • April 2024
      • March 2024
      • February 2024
      • January 2024
      • December 2023
      • November 2023
      • October 2023
      • September 2023
      • August 2023
      • July 2023
      • June 2023
      • May 2023
      • April 2023
      • March 2023
      • February 2023
      • December 2022
      • November 2022
      • October 2022
      • September 2022
      • August 2022
      • July 2022
      • June 2022
      • May 2022
      • April 2022
      • March 2022
      • February 2022
      • January 2022
      • December 2021
      • November 2021
      • October 2021
      • September 2021
      • August 2021
      • July 2021
      • June 2021
      • May 2021
      • April 2021
      • March 2021
      • February 2021
      • January 2021
      • December 2020
      • November 2020
      • October 2020
      • September 2020
      • August 2020
      • July 2020
      • June 2020
      • May 2020
      • April 2020
      • March 2020
      • February 2020
      • January 2020
      • December 2019
      • November 2019
      • October 2019
      • September 2019
      • August 2019
      • July 2019
      • June 2019
      • May 2019
      • April 2019
      • March 2019

      Categories

      • adult
      • adventure
      • Art
      • Automotive
      • Business
      • casino
      • Dating
      • Education
      • entertainment
      • Fashion
      • Featured
      • Finance
      • Gambling
      • Gaming
      • Health
      • Home Improvement
      • Internet marketing
      • Law
      • massage
      • Online Gaming
      • Pet
      • Photography
      • Roofing
      • service
      • Shopping
      • social media
      • Sports
      • Streaming
      • Technology
      • Trading
      • Travel

      You may have missed

      Face Swap AI Makes Quick Edits Easy for First-Time Users
      • Technology

      Face Swap AI Makes Quick Edits Easy for First-Time Users

      July 10, 2025
      Why Every Art Lover Should Visit an Art Gallery in Austin This Year
      • Art

      Why Every Art Lover Should Visit an Art Gallery in Austin This Year

      July 9, 2025
      Ease Your Mind and Body with a Local Nuru Massage Experience
      • massage

      Ease Your Mind and Body with a Local Nuru Massage Experience

      July 2, 2025
      Evaluate Properties Efficiently with a Cap Rate Calculator Real Estate Tool
      • Business

      Evaluate Properties Efficiently with a Cap Rate Calculator Real Estate Tool

      June 28, 2025
      • Automotive
      • Business
      • Home Improvement
      • Gaming
      • Health
      • Technology
      • Automotive
      • Business
      • Home Improvement
      • Gaming
      • Health
      • Technology
      Copyright © All rights reserved. | DarkNews by AF themes.